Travel Insurance in Bangladesh
Get the best Travel insurance deals in Bangladesh, secure loved ones with travel insurance that provides overseas medical claim from anywhere in the world.
Travel Insurance or more commonly known in the industry as Overseas Medical Claim Insurance, provides coverage for Bangladeshi nationals visiting abroad; for multiple purposes including business, holiday, tours, studies, employment or temporary residency in foreign lands outside of Bangladesh.
Select your digital travel insurance from a range of options and get travel insurance coverage online within 24 hours or earlier, with free delivery anywhere inside Dhaka only from bimafy.com
Travel Insurance from bimafy covers for overseas medical claim OMC in most countries around the world. UK, Turkey, Germany, Switzerland and all other European countries that require Schengen Visa must acquire a travel insurance for visa application and it can be your best travel decision in any adversary.
The online travel insurance obtained through bimafy.com is intended for use of insured person in the event of a sudden & unexpected sickness or accident arising while the insured is staying abroad.
Overseas Mediclaim Insurance’s are divided in two plans for the purpose of premium rates & benefits available.
- Travel Insurance for Business & Holiday: For period up-to 180 days; with a coverage of up to USD 50,000
- Overseas Insurance for Employment and Studies: For periods exceeding 180 days, but not exceeding 12 months.
The online insurance policy enlisted by some of the largest insurance companies in Bangladesh, of which are available through bimafy.com covers:
Medical care: Expenses of accidental emergency doctors’ service, hospital physician or medical services and local emergency medical transportation while abroad Expenses of doctors’ ordered emergency medical evacuation, including immediate transportations and required medical care en route, to the nearest suitable hospital. In cases when the Insured Person is critically ill or injured and no suitable local care is available, will be subject to the prior approval of the Program Medical Advisors. In case of emergencies at a remote area, where Third Party Administrators cannot be contacted, the medical evacuation must be reported to the first available physician and to the nearest Bangladesh Consulate. For immediate relief of dental pain, expenses Up to US$ 500 or Euro equivalent per incident will be covered. However, dental care rendered necessary as a result of accident shall be subject to the limit of cover stated in the Overseas Mediclaim Identification and Schedule. (No deductible applies in Schengen Countries)
Death: In the case of death during the visit, the insurance company shall also pay the expenses of air transportation of the deceased body/remains for repatriation to the People’s Republic of Bangladesh or up to an equivalent amount for a local burial or cremation in the country where death occurred. The expenses are subject to approval by Third Party Administrator in the host country. Extension: In the case of extended stay due to illness or injury occurring outside the insureds usual state of residency. As per the physician’s recommendation the insured will be provided for additional accommodation cost for the hotel or hospitalization as per the disbursement agreed. Luggage: in the event of a lost luggage, the company will undertake responsibility to find and deliver the luggage at the intended residence of stay during the trip. In case the luggage goes missing in a scheduled airline flight and is not recovered within the next 24 hours. The insurance company will compensate for a limit of up to USD $ 1000 or equivalent EUR. In such cases justifiable documents must accompany the claims.
Please note that No claim will be paid for: medical conditions that was previously known by the Insured Person to exist and/ or had been treated within one year immediately preceding the effective date of this coverage. Traveling for medical tourism, or is on the waiting list of specified medical treatment. Traveling against the advice/recommendation of the doctor or has received terminal forecast for a medical condition. For Non-Schengen countries no claim will be paid for any payment less than the Deductible stated in the Overseas Mediclaim Identification and Schedule Cosmetic surgery, EBOLA, ZIKA, AIDS, ARC, suicide, attempted suicide, self-harm- inflicted venereal disease or the abuse of drugs or alcoholic drinks, pregnancy, childbirth, miscarriage, abortion or complication of reproduction will not be covered, unless rendered necessary. If the Insured Person taking part in naval, military or air-force operations or arising from war, invasion or civil war, also from any exposure to radioactive material or ionizing radiation. In case of aviation accidents, the Insured Person should fly as passenger in an aircraft properly licensed to carry passengers. Insured Person’s participation in professional sports, mountaineering (where ropes or guides are customarily used), riding or driving in races or rallies, pot holing, or risky underwater sports/recreational activity.
Overseas Medical Claim Insurance will pay up to the limit of cover shown on the Overseas Mediclaim Identification and Schedule in total for the Insured Person and subject to a Deductible (No Deductible in the case of Schengen Countries) stated in the Overseas Mediclaim Identification and Schedule, which categorizes deductible applied per accident/ illness, in respect of the medical related expenses, reasonably and necessarily incurred outside the People’s Republic of Bangladesh by the Insured Person as a direct result of the Insured Person suffering from bodily injury, disease, sickness or death during the Period of Insurance.
If the Insurance Third Party Administrator recommends that, continued treatment in Bangladesh is necessary/appropriate the policy will be extended to cover medical expenses incurred in Bangladesh as specified. Given that the incident is reported immediately and abiding by the allowed timeframe disclosed in the document. The claims will be managed and settled through Third Party Administrators, which are different for every customer as advised by the insurance company, at the country of visit. Please note the details provided here in are a part of the legally developed schedule of travel insurance worldwide, all/some of the insurance companies my have their personal reservations and will as such be disclosed at the policy cover note. To know more about travel insurance or to obtain Long term, education and employment insurance and for any other information, send us an email at [email protected] or call us at +8809606991991 Compare, quality and all the benefits to get the best travel policy delivered at your doorstep, only from bimafy.com now available for everyone in Bangladesh, from anywhere.